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FAQ
HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?
Clients can spend anywhere from 6-12 months on average before successfully completing the program. There is no one specific time frame as each clients credit inquiries and amount of inquiries differ.
WHERE CAN I FIND MY CREDIT REPORTS?
In your client portal as well as receiving a call from a team member here at Fraire Financial on a monthly basis for updated credit scores & credit inquiries.
CAN ITEMS BE ADDED AFTER THEY HAVE
BEEN REMOVED FROM MY FILE?
It is rare but possible for this to occur. However, the
credit bureaus must inform you before this happens
as stated in the Fair Credit Reporting Act.
SHOULD I APPLY FOR A CREDIT CARD
WHILE HAVING MY CREIT REPAIRED?
NO. We ask that you do not apply for any type of credit while we are working on your credit repair. Credit inquiries can negatively impact your credit score.
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